How to Finance a Luxury Car

Mazda has been the pinnacle of luxury since the first models hit the road. If you’re interested in a new Mazda model, you may be wondering about the financing process. Our Mazda finance team is ready to help you answer any questions you have, so let’s cover the basics of luxury car financing. 

Getting Pre-Approved 

The first step for many drivers is getting pre-approved. Applying for Mazda financing pre-approval gives you access to options before you walk into our dealership. This gives you an expectation of what you might pay for a specific new Mazda model and lets you move forward on an offer you find attractive. 

Prospective Mazda drivers only need to visit our website and submit their details to get pre-approved for financing. Our secure online application lets you input your contact and financial information so we can tailor financial offers to you. It only takes a minute or two to apply, and it won’t impact your credit score. 

Tailored MAZDA Finance Offers 

Our Mazda dealership in Aberdeen, MD, dealership is ready to help you find the best offers tailored to your financial situation. You can seek pre-approval for a specific model, so you can filter offers to the vehicles you’re interested in. We work directly with you to find the best finance options, no matter what your current financial situation is. 

Estimated Payment Calculator 

Another tool we offer is our Mazda payment calculator. With this, you can easily input your loan terms to see what you’re expected to pay each month and adjust the terms to find a more favorable position. If you need financing guidelines, we recommend following the 20/4/10 rule: 

  • Put down 20 percent of the car’s value 
  • Choose a four-year loan term 
  • Keep your monthly transportation costs (including gas, parking, and service) under 10 percent of your monthly income 

Explore MAZDA Finance Options at Cook MAZDA 

For quick and easy Mazda financing, the team at Cook Mazda is ready to help you. Visit us today to browse our new and pre-owned car selection and get the financing process started!